Joint life insurance, which some people jokingly call couple life insurance, covers both spouses in exchange for a single premium payment each month. If you’re in your late twenties or early thirties, you’ve probably started thinking about life insurance. And if you’re married or have kids, joint life insurance is probably at the...

Permanent life insurance policies include a savings component, called the Cash Value. Know more about Cash Surrender Value and how it can impact your insurance.

If you’re like most people, you probably believe that getting a medical checkup is required before you can get life insurance. However, did you know that there is insurance out there that doesn’t call for a physical? No medical life insurance policies are what they are called, and they might be a perfect choice for...

Having to consider your own mortality is a sensitive subject. It’s made even more complicated when you consider the financial well-being of your dependents.  Luckily, there’s life insurance, which provides you with the assurance that upon your passing, your family and dependents will be taken care of. When it comes to life insurance, there are...