When it comes to taxes, there’s no one size fits all. That’s why there are over 400 tax deductions and credits available from the CRA to Canadian taxpayers. Whatever your tax situation is, there’s a credit or deduction out there for you. Key Takeaways: Tax deductions are used to reduce your income before any credits...

    Joint life insurance, which some people jokingly call couple life insurance, covers both spouses in exchange for a single premium payment each month. If you’re in your late twenties or early thirties, you’ve probably started thinking about life insurance. And if you’re married or have kids, joint life insurance is probably at the...

Losing your job can be scary. You lose your main source of income, and you may not know what to do next.  If you’re lucky, you have savings to help you get through this difficult time. But what if you don’t have enough savings? What if you were already struggling to make ends meet even...

Buying a traditional life insurance policy with a criminal past may not be easy, but is it not impossible, either. And, if traditional life insurance is out of reach, there are other options still available.     In some situations, you will still qualify for life insurance even if you have a criminal record. However,...