Considering a Life Insurance plan can remarkably secure the financial future of yourself as well as your loved ones. Although it may seem daunting and puzzling to find the right fit for you, life insurance is a safeguarding tool that protects your family from unexpected drawbacks that may occur in the future. Permanent life insurance,...

Has your life insurance application been declined? Do not worry. It is not the end of the road for you. An application denial does not necessarily mean you cannot get life insurance. Another insurer may well rate you as insurable and offer you the desired coverage. Even if that does not happen, there are other...

    Joint life insurance, which some people jokingly call couple life insurance, covers both spouses in exchange for a single premium payment each month. If you’re in your late twenties or early thirties, you’ve probably started thinking about life insurance. And if you’re married or have kids, joint life insurance is probably at the...

Losing your job can be scary. You lose your main source of income, and you may not know what to do next.  If you’re lucky, you have savings to help you get through this difficult time. But what if you don’t have enough savings? What if you were already struggling to make ends meet even...

Buying a traditional life insurance policy with a criminal past may not be easy, but is it not impossible, either. And, if traditional life insurance is out of reach, there are other options still available.     In some situations, you will still qualify for life insurance even if you have a criminal record. However,...